Helping entrepreneurs access education, technical assistance, capital readiness, and funding opportunities.
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This assessment evaluates your business's current readiness and produces a score used to determine your ISF Program Tier.
Take Readiness AssessmentBusiness owners can apply for Invest South Fulton programming after completing or beginning the readiness process.
Apply for ProgramsYour ISF Program Tier is based on your Business Readiness Assessment score.
The Fall 2026 ISF Capital Readiness Program cohort runs October 7 through November 25. Enrollment is limited to 60 participants and seats are filling quickly.
Take our free assessment and receive:
Your real score and tier appear here after you complete the assessment.
Take Readiness AssessmentBuilding the business foundation through formation, compliance, financial literacy, and core systems.
Strengthening operations, financial management, marketing, and organizational processes.
Preparing for expansion through improved profitability, strategic planning, and capital readiness.
Positioning established businesses for larger contracts, commercial growth, and financing opportunities.
Businesses prepared to pursue lending, investment, grants, and other strategic funding opportunities.
We don't teach you how to apply for money. We help you build a business that can survive underwriting.
Most business programs stop at education. You sit through the sessions, you learn what a balance sheet is, and nothing about your company changes. Not here. Over seven weeks you work on your actual business — your books, your tax returns, your credit, your bank statements — and you finish holding a complete Capital Ready File that a lender can review.
Get the entity, ownership, compliance and banking right — because legitimacy comes before leverage.
Read and explain your own P&L, balance sheet and cash flow. Financial statements are the language of capital.
Make your books, your tax returns and your bank statements tell one coherent story.
Calculate your real DSCR and find out how much debt your business can actually carry.
Build a specific, documented ask with sources and uses, projections and a repayment plan.
Sit on a mock loan committee and review real files as the lender. You will never build your own package the same way again.
Assemble your complete Capital Ready File, match to the right lender, and present your five-minute Capital Case.
The Fall 2026 ISF Capital Readiness Program cohort runs October 7 through November 25. Enrollment is limited to 60 participants and seats are filling quickly.
Yes — and arguably more so than for someone at 720, because you have the most distance to gain. We build a written credit plan with dates. And ISF capital is designed for exactly the profile banks will not touch yet.
You can, and you should — but be clear-eyed: most banks want two years of operating history. Startups need a different capital path, including microloans, CDFIs, grants, and ISF. Come build the foundation right the first time instead of cleaning it up in year three.
It depends on what is broken. Documents only: 60–90 days. Credit repair: 6–12 months. Tax return positioning: 18–24 months, because you need filed returns showing income. We would rather tell you 18 months and be right than tell you 60 days and waste your year.
Then you leave with a written path instead of a rejection letter, and you can return for re-scoring once the identified items are corrected. Not everyone finishes Green. That is the program working, not failing.
You will do homework. You will bring your actual tax returns and bank statements. You will have your books reviewed by a CPA and told the truth about what you find. Sessions run seven consecutive weeks and attendance is expected.
If you are looking for a certificate, a motivational seminar, or a list of grants, this is not it. If you are ready to find out exactly why the bank said no and fix it — apply.
Meet Our Experts
Before funding, businesses must:
Stronger together. Greater impact.
Explore funding opportunities, city incentives, available properties, procurement opportunities, and resources across South Fulton.
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